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Deposit or account

 

Key facts about deposits

 

About interest payments

 

All about the Klyuchevoy Plus deposit

 

If the key rate changes

 

Your money stays in place while you earn

13,35% per annum
  • Profitable “Dohod” deposit for 9 months
  • Interest paid at the end of the deposit term
  • Deposit amount — from 1 million ₽
13,45% per annum
  • Profitable “Dohod” deposit for 9 months
  • Interest paid at the end of the deposit term
  • Premium banking service package with increased cashback and taxi reimbursement
  • Deposit amount — from 10 million ₽
13,55% per annum
  • Profitable “Dohod” deposit for 9 months
  • Interest paid at the end of the deposit term
  • Private banking service package with personal service and better terms
  • Deposit amount — from 10 million ₽

Deposit “Dinamichny”

  • Deposit term for “Dinamichny” — 6 months

  • Dynamic rate from 8,2% to 20% per annum

  • Deposit amount — from 50 000 ₽

   

Increase your income

Enable capitalization and earn not only on the initial amount, but also on the interest received

   
High income of 14% for new customers for a term of 6 months on the “Income Plus” deposit. With the Premium banking service package, the rate for new customers is even higher — 14.75%

How to open a deposit

   

Become a bank client

Submit an application for a free
digital
or plastic debit card
   

Confirm your identity

Choose the place and time of the meeting and confirm your identity to a bank representative. This is how we make sure that it is really you opening the card
   

Open a deposit

Open a deposit in the app, web version or at a bank office convenient for you

Choose a card

You are a new client
Already a client

No plastic

Digital card

   

Digital card

  • To sign in to your Uralsib Online account
  • Free servicing with no conditions
  • Cashback up to 30% with partners
  • Up to 12% on balance

Delivered tomorrow free of charge

Pribyl Card

   

Pribyl Card

  • Free servicing with no conditions
  • Cashback up to 30% with partners
  • Up to 12% on balance

Premium service

Premium Card

   
 
 

Premium Card

  • Free servicing if the total amount of all assets is from RUB 2.5 million
  • Increased cashback
  • Access to business lounges
  • Free taxi rides
Deposit “Vygodny”
Deposit “Dohod”
Deposit “Dohod Plus”
Deposit “Klyuchevoy Plus”
Deposit “Komfort Plus”

  • Deposit currency

    Russian rubles

  • Deposit term

    3 months (91 days)

  • Minimum deposit amount

    in rubles
    50 000 ₽ for all clients in Uralsib Online,
    100 000 ₽ at the bank office

  • Maximum deposit amount

    1 399 999,99 ₽

  • Interest accrual and payment

    at the end of the term (on the expiry date), interest for the entire deposit term is transferred to the deposit account

  • Deposit top-up

    Not provided for

  • Debit transactions

    Not provided for

  • Deposit extension

    at the Depositor's choice:

    • the deposit is not extended;
    • automatic extension of the deposit is carried out under the terms and rates of the “Vygodny Pro” term deposit in effect on the date of extension of the deposit agreement. Tariffs for the “Vygodny Pro” term deposit are posted at points of sale and on The bank's website — the “Deposits” block. Upon expiry of the deposit agreement and if funds are no longer accepted into the “Vygodny Pro” deposit, the deposit is returned to the account for deposit repayment specified in the agreement

  • Early withdrawal of the deposit

    At the “on demand” rate of 0.01% per annum

  • Minimum guaranteed rate

    A rate determining the minimum income the client will receive on the minimum deposit amount sufficient to open it, provided the funds are kept until the deposit maturity date. Detailed information on rates is available in the “Tariffs & fees and documents” section on this page