How are interest amounts accrued and paid on a deposit?

Interest on the amount of a bank deposit is accrued from the day following the day the deposit agreement is opened up to and including the day of return to the depositor.

When opening a deposit, the client chooses the method of interest payment:

- at the end of the term (on the day the deposit term expires), interest is credited for the entire deposit term to the deposit account;

- monthly to a separate account without capitalization, or added to the deposit amount — with capitalization.

The client may use the interest added to the deposit amount on any day.