How to close a credit card correctly?

To close a credit card, it is not enough to simply block the plastic card. To do this, you need to visit the nearest bank branch and submit an application to terminate the credit agreement. After that, the credit limit will be reset to zero. At the same time, you will need to fully repay the outstanding amount together with interest, if it has been accrued.

You can always check the full outstanding amount in your personal account in the mobile app or the web version of Uralsib Online.

The credit card account will be closed 40 days after you submit an application to terminate the credit agreement. After this period expires, you can request from the bank a certificate confirming the loan closure.