How can you improve your credit history?

It is worth thinking about the quality of your credit history earlier than when you plan to submit an application for a large loan, for example, for a mortgage. You can improve your credit history in the following ways:

1. Take out a small personal loan and repay it without delays. This way you will prove your solvency.
2. Apply for a credit card and pay with it as often as possible to increase your credit rating. The main thing is not to forget to make payments on time.
3. Take out a microloan and repay it. With this option, it is necessary to carefully choose an MFI: the company must be included in the register of MFIs of the Bank of Russia.
4. If you have a little spare money, open a deposit with the bank where you plan to borrow in the future. This will improve your reputation.