What is a credit card?

A credit card is a modern financial instrument for carrying out transactions, settlements for which are made at the expense of funds provided by the bank to the client within the credit limit.

A credit card is especially convenient if you urgently need money: the funds on the card can be used at your discretion, for example, to pay for purchases in a store, including online, withdraw cash or make transfers; at the same time, by repaying your debt, you restore your credit limit, and funds will once again be available to you for further transactions.

You can ознакомиться with the list of transactions covered by the interest-free (grace) period via the link.