How does the grace period work for the "Premium banking" Credit Card?

The interest-free period for the "Premium banking" Credit Card is provided for 4 months, where:

The first three months are the period during which you spend funds using the provided credit limit. At the same time, at the end of each month, a minimum payment will be generated for you, which must be paid by the last business day of the following month.

The fourth month is the month when you need to repay the entire remaining amount in full.

The amount and due date of the payment are always available to you in the personal account of the mobile app or in the web version of Uralsib Online.

Example: On January 1, you used the "Premium banking" Credit Card for the first time and paid for a purchase in a store in the amount of RUB 150 000.

In February and March, you need to make the minimum payment, which will be calculated as 3% of the debt amount; the minimum monthly payment is RUB 300. In April, you need to repay the entire remaining amount in full.

At the same time, the presence of a minimum payment does not mean that the interest-free period is not in effect; the amount will go toward restoring the credit limit, and these funds will again be available to you for use.

We also recommend reviewing the list of transactions to which the interest-free period does not apply. Summary: in order for the grace period to remain in effect, it is necessary to pay the minimum payments every month and in the fourth month pay the remaining part of the debt.