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If you обнаружили an inaccuracy in the credit history contained in the credit bureau regarding loans issued to you by Bank Uralsib, submit an application to any office of Bank Uralsib.

If you have a valid loan agreement with Bank Uralsib, you may also submit an application electronically via the chat of the Online banking or the mobile app Uralsib Online, or via the website.  

The Total Cost of Credit does not include:

• Fines, penalties,  liquidated damages for violation of the agreement terms;
• additional services from the bank, for example, SMS notifications;
• mandatory insurance;

You can apply for the payment in 2 ways:

- via the Unified Portal of Public Services (PGU)

- via The bank (through the nearest branch) more details here

Detailed information on submitting the application is available here

Important information:

When preparing the application, provide and verify all information in accordance with the documents; indicate civil record entry numbers in full.

The submitted application is reviewed by DOM.RF within up to 10 business days. An incorrectly completed application is subject to return. 

The time frame for transfer of funds by JSC "DOM.RF" to The bank is up to 1 month. (depending on the region).

The bank hotline: 8 800 250-57-57.

The Total Cost of Credit is an important indicator that allows the Borrower to assess all expenses associated with obtaining and servicing a credit product.

The Total Cost of Credit includes not only the principal amount of the debt and interest on the loan, but also various fees and charges that may be imposed by the bank. Such charges include:

– Fee for opening and maintaining an account;
– Fee for granting and servicing the loan;
– Fee for early repayment of the loan;
– Fees for additional services (for example, the borrower's life insurance).

Calculation of the Total Cost of Credit:

In order to calculate the Total Cost of Credit, it is necessary to take into account all the fees and charges specified above. The formula for calculating the Total Cost of Credit is as follows:

Total Cost of Credit = i * (1 + i)^n / (1 + i)^n - 1, where i is the annual interest rate, n is the loan term in years.