Yes. Maternity capital can be used as part of the down payment. The amount of own funds must be at least 5% of the value of the residential property being purchased.
Yes, it can. A loan to buy out the remaining shares (including from former spouses and relatives) in an apartment or apartments is provided under the “Mortgage on the secondary market” program. In this case, the entire real estate property is pledged as collateral.
Russian Federation citizenship, registration in the Russian Federation
Age: from 21 to 70 years as of the loan maturity date
Length of service at the current place of employment: from 3 months
Similar requirements also apply to co-borrowers under the loan. At the same time, co-borrowers may also be citizens of the Russian Federation aged 18 to 70 years, but the income of persons aged 18 to 20 is not taken into account"
The application will be reviewed within three days. You will receive a notification of the decision via the contact details provided in the application. If you have not received a notification, you can check the application status by calling 8-800-250-57-57.
How can I dispute (correct) my credit history in a credit bureau?
If you discover an inaccuracy in the credit history held by the credit bureau regarding loans issued to you by Bank Uralsib, please submit an application to any Bank Uralsib branch.
If you have a valid loan agreement with Bank Uralsib, you may also submit an application electronically via the Online banking chat, the mobile app Uralsib Online, or through the website.