HelpFor individualsMortgageGetting a mortgage

Mortgage application

Can maternity capital be used as a down payment?

Yes. Maternity capital can be used as part of the down payment. The amount of own funds must be at least 5% of the value of the residential property being purchased.

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Can the last share in an apartment be bought out?

Yes, it can. A loan to buy out the remaining shares (including from former spouses and relatives) in an apartment or apartments is provided under the “Mortgage on the secondary market” program. In this case, the entire real estate property is pledged as collateral.

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If the application decision is positive, how long will it take until the loan is issued?

Usually, from the moment the full set of documents is provided until the loan is issued, it takes on average one week.

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What requirements must the Borrower meet?
  • Russian Federation citizenship, registration in the Russian Federation
  • Age: from 21 to 70 years as of the loan maturity date
  • Length of service at the current place of employment: from 3 months

Similar requirements also apply to co-borrowers under the loan. At the same time, co-borrowers may also be citizens of the Russian Federation aged 18 to 70 years, but the income of persons aged 18 to 20 is not taken into account"

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How long is an application reviewed?

The application will be reviewed within three days. You will receive a notification of the decision via the contact details provided in the application. If you have not received a notification, you can check the application status by calling  8-800-250-57-57.

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How can I dispute (correct) my credit history in a credit bureau?

If you discover an inaccuracy in the credit history held by the credit bureau regarding loans issued to you by Bank Uralsib, please submit an application to any Bank Uralsib branch.


If you have a valid loan agreement with Bank Uralsib, you may also submit an application electronically via the Online banking chat, the mobile app Uralsib Online, or through the website.  

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You can always contact us and find out the information you need.

For calls from Moscow

+7 495 723-77-77

Free across Russia

8 (800) 250-57-57