What services can be included in a car loan?

Personal insurance can be included in a car loan under the following insurance programs: 

Life and health insurance 

• Financial protection in unforeseen situations
• Reduces the loan interest rate
  
• Flexible choice of tariffs and coverage
  

Available from the bank's partners: Soglasie-Vita, Capital Life

Voluntary Health Insurance (VHI) While Driving. Health 360 by Capital Life

• Emergency medical assistance 
• Emergency inpatient care 
• Professional doctor's consultation

Voluntary Health Insurance (VHI) in case of an accident by Soglasie-Vita

• Consultation with qualified specialists 
• Emergency medical assistance 
• Immediate hospitalization

Car insurance can be included in a car loan.

Cost-effective KASKO

• Minimum set of risks: 
  -  Total constructive loss
  -  Theft / Stealing
• Affordable price
  
• Insurance term from 1 year
  

Available from the bank's partner insurance companies: 

RSO “EUROINS”
AlfaStrakhovanie
Ingosstrakh
VSK
RESO-Garantiya
SOGAZ
MAKS
SAK “ENERGOGARANT”
Sovcombank Insurance
Renaissance Insurance Group
IC “Soglasie”
GSK “Yugoriya”
Tinkoff Insurance
Absolut Insurance
Zetta Insurance
United Insurance Company
IC “Capital-Polis”
IC “PARI”
Sberbank Insurance
Rosgosstrakh
JSC “D2 Insurance”
LLC IC “INSIGHT”

From September 1, 2023, other insurance companies are also accepted if they have a credit rating from Expert RA/Analytical Credit Rating Agency (ACRA)/National Rating Agency (NRA)/National Credit Ratings (NCR) at a level not lower than BBB.

Auto Protection (instead of KASKO)

• Favorable set of risks:
  - Total constructive loss
  - Theft / Stealing
  - Additional health protection
• Reduces the loan interest rate
• Protection of outstanding loan debt

The bank's partner is Rosgosstrakh.

GAP insurance

• Required set of risks
  - Total constructive loss
  - Theft / Stealing
  
• Preserves the vehicle's original value
  
• Issued with any KASKO policy and keeps the insured amount unchanged
  

Available from the bank's partners - Capital Life.

The following services can also be included in a car loan:

Roadside assistance from Service Market  https://service-market.online/

• A sense of confidence on the road
• 24/7 assistance in any situation
  
• A wide range of services at an affordable price