Are all card purchases counted toward meeting the promotion terms?

No, not all of them. Below is a list of transactions that will not be counted:

·  cash withdrawal through ATMs / cash withdrawal points;

·  crediting the Card Account by cash deposit or bank transfer;

·  transfer of funds to current, deposit and other accounts opened with The bank, as well as to all accounts opened for individuals with other credit institutions, investment companies, management companies, and non-state pension funds;

·  repayment of debt by cashless transfer from the Card Account;

·  transfer of funds from a Card with the Program to a Card with the Program / a third-party bank card;

·  payment of membership and other contributions to charitable and political organizations and civic associations;

·  payment of taxes;

·  payment for housing and utility services and cable television;

·  payment for telecommunications services, mobile and landline communications;

·  payment for services related to business activities;

·  purchase of traveler's checks and/or lottery tickets, securities, precious metals, as well as transactions for payment of bets and wagers in casinos and other gambling establishments, including via the internet, top-up of "virtual wallets," where the transaction has a "quasi-cash" indicator;

·  payment of insurance premiums and contributions;

·  payment for services made in the Uralsib Online remote banking system, via the internet payment page: www.oplata.uralsib.ru, and via the bank's payment terminals;

·  payment for goods, works and services at retail outlets (including on the Internet) made using a QR code identifier, as well as using the Faster Payments System (SBP);

·  transactions not made during the promotion period;

·  transactions that were subsequently cancelled;

·  transactions made as a result of fraudulent actions by the client or third parties.

The full list and description of retail outlets where transactions do not qualify for points accrual and payment can be found in the promotion terms at the following link.