Yes, entrepreneurs and organizations can open several accounts, as the law does not limit their number.
A second account may be needed for more convenient business management, for example, to use different tariff plans or separate financial flows. You can also apply to open a second account with your bank.
To reserve a current account, you need to submit an application on the website and provide a contact phone number in it. Within a few minutes, you will receive the account details by SMS. This information can be used immediately: shared with counterparties, specified in agreements, and used to receive transfers.
To start using the account in full, you will need to conclude an agreement with the financial institution. To do this, you need to meet with a bank representative and sign the required documents.
To open a bank account for an individual entrepreneur, only a passport is required. At the same time, a legal entity must provide the passport of the head of the organization and the incorporation documents.
All other documents for opening Current Account Services the bank will prepare independently. The employee will provide them to you for review and signature.
What should I do if money was transferred to a closed account?
In this case, the bank will not credit the funds to the account and will return them to the sender. Funds are usually returned within 1–3 business days. If the process is unexpectedly delayed, contact the bank and cancel the transaction.