Current account in Vologda

Leave an application on the website by providing your contact details. A few minutes after submitting the application, you will receive an SMS with the account details, which can be used immediately.

After that, a personal manager will contact you to answer any questions you may have. Within two weeks, you will need to provide the original documents and sign the agreement. This is required to obtain full access to Current Account Services.

Individual entrepreneurs will need the original passport. Representatives of an LLC need to prepare the company owner's passport and the constituent documents. The bank has the right to request additional documents if required. This is necessary to comply with the requirements of the legislation of the Russian Federation, the regulations of the Bank of Russia, and Federal Law No. 115-FZ.

The law does not limit the number of current accounts that an individual entrepreneur or legal entity may open. There may be several of them in one or different banks. Clients do this to use Current Account Services on the most favorable terms. For example, to use acquiring services, an account can be opened under one tariff, and for handling cash — under another. Opening several accounts is also convenient if the organization is engaged in different types of activities.

You can use several methods to deposit funds:

• transfer funds from the bank account of an individual entrepreneur or LLC;
• deposit cash through the bank's cashier;
• top up the account through Uralsib, VTB, Alfa-Bank and Raiffeisenbank ATMs or terminals.

The transfer time depends on the time of day, the type of payment, the payment system, and the nature of the transaction. For example, when using the Faster Payments System (SBP), the money is credited to the account almost instantly, while a standard bank transfer may, in rare cases, take up to 5 days.