Current account in Veliky Novgorod

The law does not impose restrictions on the number of current accounts for individual entrepreneurs and legal entities. For example, one tariff may offer favorable merchant acquiring terms, while another may provide convenient solutions for handling cash. You can also open several accounts if the business has different lines of activity or branches.

You can deposit money into the account in several ways:

• Transfer funds from another bank account of an individual entrepreneur or LLC.
• Deposit cash through the bank's cash desk.
• Use an Uralsib ATM or a partner bank's ATM and top up the account from a business card.

Then they will be credited back to the sender's account. The bank usually returns the funds within 1–3 days. If the process is delayed, promptly contact the sender's bank to cancel the transaction.

The document will contain information about available accounts, their opening date, and currency. Issuance of the certificate is subject to a fee in accordance with the bank's tariffs. In what cases can the bank close an account? The bank has the right to close a current account in the following cases:

• the client has not conducted any transactions on the account for six months;
• the account has a zero or negative balance, and no funds have been credited to it over the past six months;
• the company is undergoing liquidation proceedings.

If the bank suspects that Current Account Services are being used for illegal transactions, it will block them. The client will need to provide documents confirming the legality of the incoming funds. If their legality cannot be confirmed, the bank will have to close the account.

In all cases, except for liquidation, the bank informs the client of its decision in advance. If there is money left in the account, it will need to be transferred to another account or withdrawn in cash.

The owner of Current Account Services may obtain the document in two ways:

• in electronic form via Uralsib Online;
• in paper form when visiting a bank branch. The document will contain information about available accounts, their opening date, and currency. The certificate is issued on a paid basis in accordance with the bank's tariffs & fees.