How long does it take for money to reach a current account?

The time for funds to be credited to an account may range from a few minutes to 5 business days. The transfer speed depends on several factors: the type of payment, the sending bank and the receiving bank, the time of day, and the day of the week.

If the payment is made within the same bank or through the Faster Payments System (SBP), the money is credited almost instantly. Interbank transfers, especially those sent outside business hours or on weekends, may in rare cases take up to 5 business days.