What documents are required to open a current account in Oryol?
An individual entrepreneur only needs to provide a passport; legal entities need the passport of the company head and constituent documents. The bank will prepare all other documents independently and provide them to you for review and signature.
The holder of a current account may obtain a certificate at a bank branch or electronically via Uralsib Online. The document specifies account details, the opening date, and the currency.
You can order the certificate online via Uralsib Online or in person at a bank office. The service is provided on a paid basis in accordance with the tariff.
The bank has the right to initiate the closure of a current account if:
no transactions have been made on it for 6 months;
the balance is zero or negative (if there is an overdraft), and no funds have been credited to the account for more than 6 months;
the company is undergoing liquidation proceedings.
If the bank suspects money laundering, it will block transactions on the account. The client will need to confirm the legality of the incoming funds. If the client does not provide documents or they are not convincing, the account will be closed.
In all cases except liquidation, the bank notifies the client of the account closure in advance. If there is money left in the account, it can be transferred to another bank or withdrawn in cash.
Can I register as a sole proprietor with your bank?
Yes, you can register as a sole proprietor online using our service. Fill out an application on the website and sign the documents with an electronic signature (the bank provides it free of charge). After that, the documents will be sent to the tax authority. The account will be opened as soon as you are registered as a sole proprietor.
