Funds are usually credited to the account within a few minutes, and when using the Faster Payments System (SBP), they arrive almost instantly. In rare cases, the time for funds to be credited may take up to five business days. The transfer speed depends on the time of sending, the payment type, the payment system used, and other factors. All these parameters affect the payment processing time.
Opening a current account takes just a few minutes. Submit an online application and take a call from a bank specialist. After the documents are verified, the account will be opened. To gain access to all Current Account Services features on the same day, you need to promptly meet with a bank representative and sign the agreement. If this is not possible immediately, prepare and complete the documents within the following 14 days.
How can I obtain a certificate of open Current Account Services?
The holder of a current account may obtain a certificate at a bank branch and through the remote banking service system (Uralsib Online). The document contains information about current settlement accounts, the date they were opened, and the currency. The service is provided on a paid basis in accordance with the bank’s tariffs.
How can I find out the balance of my current account?
You can check the balance of your current account:
via the mobile app or personal account: the balance is displayed on the main page in a convenient widget;
by phone or at a branch: if you do not have Internet access, find out the balance by calling the hotline or visit the nearest branch with your passport;
via SMS notifications: when this service is connected, information about balance changes is received automatically.
The legislation of the Russian Federation does not limit the number of accounts; there may be several. For example, one of them may be used for acquiring, and another for cash handling. You can also open several Current Account Services if the organization has different lines of business or branches.