Current account in Bryansk

What documents are required to open a current account?

To open a current account with the bank, an individual entrepreneur will only need a passport.

If the account is opened for a limited liability company (LLC), it is necessary to provide:

  • the passport of the head of the organization;
  • constitutional documents.

All other documents will be prepared by the bank independently and provided to you for review and signature.

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How to top up the balance?

Funds can be credited to the current account in the following ways:

  • transfer money from the bank account of an individual entrepreneur or LLC;
  • deposit cash through the bank's cashier;
  • use a business card and an ATM/terminal.
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How long does it take for money to be credited to the account?

The transfer time depends on factors such as the time of day, the type of payment and the payment system used, as well as the nature of the transaction (a transfer within the same bank or between different banks).

If you use the Faster Payments System (SBP), the money is usually credited within a few seconds. A standard bank transfer is credited within a few hours in most cases, but in rare cases the crediting may take up to 5 days.

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What should I do if money was sent to a closed current account?

In this case, the money is usually returned to the sender automatically, as the transaction cannot be completed due to invalid bank details. The refund usually takes from one to three business days. If the funds are not credited back within the specified period, contact the bank that made the transfer and request cancellation of the transaction.

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How can I check whether funds have been credited to my current account?

You can find out whether funds have been credited in several ways:

  1. via online banking or the mobile app: log in to your personal account and check your account balance;
  2. using a bank statement: request an account statement at the nearest bank branch;
  3. via SMS notification: set up the service at a bank branch to receive messages about account activity;
  4. by calling the hotline: call customer support and уточните информацию у specialist.
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