Current account in Astrakhan

How to reserve a current account in Astrakhan?

To reserve an account, you need to submit an online application. In it, you need to specify your contact phone number. Within a few minutes, you will receive an SMS containing the account details. They can be used immediately: shared with counterparties, added to an agreement, and used to receive transfers.

To gain access to all features, it is necessary to conclude an agreement to open a current account. To do this, you will need to meet with a bank representative and sign the documents. This must be done within 14 days.

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What are the benefits of account reservation?

Account reservation may be useful when you need to:

  • receive bank details as quickly as possible to conclude an agreement; 
  • receive payment from a counterparty; 
  • submit an application to participate in government procurement, and the application deadline is approaching soon.

The account details can be specified in documents immediately — they will not change. However, to make payments, withdraw funds, and carry out other transactions, you will need to sign an agreement.

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How can I check the balance of my current account?

You can check your account status as follows:

  • request the balance via online banking or the bank's mobile app; 
  • obtain an Account statement for the account at a bank branch and review it; 
  • enable SMS notifications;
  • call the bank's support service at 8 (800) 700-77-16.
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What should I do if I accidentally sent money to a closed current account?

If you sent funds to a closed current account, they will not be credited and will be returned within 1–3 business days. If the funds are not received within the specified period, contact the sending bank and request cancellation of the transaction.

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How much does current account servicing cost in Astrakhan?

Uralsib offers tariffs & fees with different servicing terms. For example, the limits for free transfers to individuals and cash withdrawals will differ. The cost of servicing depends on the selected service package. At the same time, opening a current account is completely free.

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