When can the bank close a current account on its own initiative?

The bank has the right to close a current account if:

• there are no funds in the account, and the last incoming transactions were made more than six months ago;
• the organization has been officially liquidated.
  

The account may also be blocked and closed if the bank suspects the client of carrying out suspicious transactions. In this case, the financial institution will block access to the account and request documents confirming the legality of the incoming funds.

The bank is required to notify the client of the account closure, except in cases of liquidation. The remaining funds in the account can be transferred or received in cash.