HelpFor legal entitiesCurrent Account ServicesBank for shops and supermarkets

Bank for stores and supermarkets

What documents are required to open a current account?

An individual entrepreneur (IE) only needs to present their passport.

A legal entity (LLC) must provide:

  • the director's passport;
  • the company's constituent documents.

The bank will prepare all other documents independently and provide them for review and signature.

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What does the acquiring fee depend on?

The acquiring fee is calculated individually and depends on the company's turnover, the number of retail outlets, and the type of business activity.

The fee includes:

  • interchange fee (IRF);
  • payment system fees;
  • processing services;
  • equipment maintenance;
  • additional expenses.

The largest share of the total fee is IRF. This is the amount that the acquiring bank transfers to the bank that issued the card. Its amount depends on:

  • card category: the fee for a gold or platinum card is higher than for a standard card;
  • type of business activity of the retail outlet (MCC): different rates apply to different sectors;
  • payment method: magnetic stripe transactions are more expensive than contactless and chip transactions.
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How long does it take to open a current account?

Opening a current account takes just a few minutes. Simply choose a suitable tariff and submit an online application on the bank's official website. After that, a manager will contact you to answer your questions and agree on the date and time of the meeting to sign the documents. 

They must be completed within 14 calendar days from the date of application. Immediately after that, all account features will be available to you.

If you want to get access to the account as quickly as possible, visit the nearest bank branch and complete the documents there.

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How long does it take to connect acquiring for a cafe or restaurant?

Acquiring at Uralsib is connected within a short time. It is enough to submit an application on the website and wait until a manager contacts you to clarify the details and execute the agreement.

Specialists will deliver, install, and configure the equipment within 3–5 business days.

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How can I obtain a certificate of open current accounts?

The certificate may be issued to the account holder in person at a bank branch and through the remote banking service system (Uralsib Online). The document contains information on account numbers, the date of their opening, and the currency.

The service is provided on a paid basis in accordance with the current tariffs & fees

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