Online acquiring for the education sector

Internet acquiring is a service for accepting online payments. It allows companies and sole proprietors to receive payment for goods and services via a website, app, or link.

Customers can pay for orders using bank cards and other cashless payment methods.

The commission amount is calculated individually and depends on the business area, turnover, and whether a current account is maintained with Uralsib. The bank relies on the current Tariffs & fees and may offer personalized terms to companies with turnover starting from RUB 1 million.

The commission is made up of several components:

• interbank commission (IRF);
• payment system fees;
• payment processing services;
• costs of equipment support and maintenance;
• VAT at a rate of 22%;
• other related expenses.

Uralsib online acquiring supports various payment methods so that the customer can choose a convenient payment format:

• Bank cards. From Russian banks of all major payment systems, including MIR, Visa and Mastercard.
• QR codes. Via the Faster Payments System (SBP) without entering card details.
  
• Mir Pay. Using the mobile app on an Android smartphone.
  
• Payment widgets. Installed on official websites or in mobile applications.
  
• Payment links. Sent via messengers, social media, or email.
  

The bank protects online transactions using modern technologies. For example,  the following are used:

• the 3D-Secure protocol for payment confirmation;
• the PCI DSS standard for protecting bank card data;
• encryption during information transmission.

Additionally, the bank sets transaction limits and monitors suspicious transactions to reduce the risk of fraud.

If the current account is opened with Uralsib, the proceeds are credited on the day following payment. If an account with another bank is used, the timing depends on the transaction date. Payments made on weekends are credited on the first business day thereafter.