Acquiring in Novosibirsk

Merchant acquiring is used in traditional business. Connecting the service allows you to accept payments through a terminal using a card, a smartphone with Mir Pay, or via the Faster Payments System (SBP). The equipment is installed in a convenient location at the point of sale.

Internet acquiring is needed to organize an online business. With its help, customers pay for purchases on the website, in the app, or via a payment link.

Yes, you can connect Uralsib acquiring and use a current account with another bank.

At the same time, the time frame for funds to be credited and the commission amount may differ. As a rule, the most favorable terms apply to bundled services. Therefore, it is recommended to arrange Current Account Services and acquiring with one bank.

Connecting the service takes on average up to 3 business days. To do this, you need to submit an application on the website and wait for a specialist's call. They will answer your questions and help you conclude the agreement.

After that, the bank will contact you to select suitable equipment. Installation and maintenance of the terminal will be free of charge. 

The fee amount is determined taking into account the company's turnover, the number of retail outlets, and the specifics of its business.

The fee includes:

• interbank fee (IRF);
• payment system remuneration;
• processing service fees and POS terminal maintenance;
• additional expenses.
  

The main share is the interbank fee. The acquiring bank transfers it to the bank that issued the customer's card.

The rate is affected by:

• Card type. The higher its status, the greater the fee;
• Business category. Different industries have their own tariffs & fees;
• Payment method. Payments made using the magnetic stripe cost more than chip or contactless transactions.

If the terminal is malfunctioning or payments are not going through it, contact Uralsib technical support. This can be done by phone, via the website, or through your manager.

Specialists will promptly review the situation and help restore operations. If necessary, the bank will replace the equipment free of charge.