The fee amount is determined individually for each client. The bank takes into account financial turnover, the number of retail outlets, and the specifics of the business.
The fee is made up of:
interbank fee (IRF);
fees for the use of payment systems and processing services;
POS terminal maintenance costs;
other expenses.
The main share is the interbank fee. The acquiring bank transfers it to the bank that issued the client's card.
The rate is affected by:
Card type. The higher its class, the higher the fee.
Business category. Each industry has its own tariffs & fees.
Payment method. Payments by magnetic stripe are more expensive than chip transactions or contactless payment.
Service setup does not take much time. Leave a request on the website, wait for a manager’s call, and agree on the terms.
After signing the agreement, Uralsib specialists will install the terminals and configure them for operation. Usually, the entire process takes up to 3 business days.
Does acquiring allow you to accept contactless payments?
Yes, the terminals support NFC technology. Customers can pay for goods and services with bank cards and devices with the Mir Pay app installed. Payment via the Faster Payments System (SBP) is also available to customers.
What equipment is required to connect merchant acquiring?
To accept payments, the bank provides a terminal. A business can choose fixed or portable equipment depending on its operating format.
The devices support payments by bank cards, smartphones with Mir Pay, and via QR code. The bank's specialists connect the equipment free of charge and configure it for operation immediately.
If errors and malfunctions occur while working with terminals, contact Uralsib Support. You can also submit a request through the bank's website or contact your manager.
Specialists will try to resolve the issue remotely. If this is not possible, they will replace the terminal free of charge.