How is the fee for merchant acquiring for non-profit organizations calculated?

The acquiring fee is determined based on the company's turnover, the number of points of sale, and the business sector.

The fee includes:

• interbank fee (IRF);
• the payment system fee for card usage;
• processing services;
• equipment maintenance;
• other costs.

The main part of the fee is IRF, which the acquiring bank transfers to the issuing bank. The amount of IRF depends on:

• Card category — the higher the status, the higher the fee;
• Type of business (MCC) — different rates apply to different business sectors;
• Payment method — payments via magnetic stripe are more expensive than contactless transactions.