Acquiring for medical organizations

The bank's specialists begin connecting acquiring after the application is approved. Installing the terminal usually takes 1–3 business days. The timeframe depends on the type of equipment and the region. In most cases, installation is carried out promptly and does not require the client's involvement; the bank's specialists handle everything.

The fee amount is determined based on the company's turnover, the number of retail outlets, and the business sector.

The fee includes:

• interbank fee (IRF);
• payment system fees;
• processing services;
• terminal maintenance;
• additional expenses.
  

The main portion is IRF. The acquiring bank transfers it to the issuing bank. Several factors affect the rate:

• Card category. The higher the card status, the higher the fee.
• MCC of the company. Different industries have their own tariffs.
• Payment method. Magnetic stripe transactions are more expensive than contactless payments.

Yes, the terminals support NFC technology. Customers can pay for purchases and services using bank cards, smartphones, and other devices with the Mir Pay app installed.

Yes, if the company purchased the terminal from an authorized supplier and it meets the technical requirements, the bank can connect it to the system. Before that, specialists will check the equipment and configure it to work with acquiring from Uralsib.

The bank offers several types of terminals so that a business can choose a solution for its operating format:

• Desktop terminal. Operates from the mains and is installed at the checkout with a fixed payment location. A PIN pad can be connected if necessary.
• Portable terminal. Suitable for off-site consultations and examinations. Equipped with a battery and operates autonomously.
• Integrated terminal. Connects to the cash register by cable and is compatible with most popular cash register software.

In addition, Uralsib installs 2-in-1 cash registers that combine a cash register and Merchant acquiring. At the client's request, the bank can connect the Faster Payments System (SBP) with output to the device display